Insurance and Fees

Deborah is currently an in-network provider with BCBS, BCBS Blue Choice, BCBS HMO Presence (Resurrection) Health Partners, Humana/Life Synch, Aetna, and Tricare. She is considered “out of network” for all other insurance companies. Please know that health insurance companies require that therapists give clients a mental heath diagnosis and also require regular treatment reports to review the status of your diagnosis. Deborah believes that not all people who seek counseling necessarily have a mental health diagnosis. Many times individuals are experiencing normal reactions to stressful or challenging life situations and need support and guidance with that process. However, a diagnosis is still needed for insurance coverage. Please ask if you have any questions.

Please note that benefits are an agreement between you and your insurance company. Deborah cannot guarantee any insurance coverage or reimbursement. If you have eligibility concerns, you should contact your insurance provider directly.

If you would like to use an insurance plan where Deborah is considered “out of network”, you will be provided the receipts and/or a super bill at the end of the month. Please contact your insurance company to see if they have a specific form they would like her to use instead. Because Deborah believes in psychotherapy for all, she also has a limited number of appointments for sliding scales. There is a 48 hour cancellation policy that remains in effect for all clients. This gives Deborah the ability to schedule those clients who wish to be seen earlier than their scheduled date. If you need to cancel and it’s under 24 hours, you must call to cancel.Your understanding is greatly appreciated.

Payment is expected at the end of the session.   Deborah currently accepts cash, check, or a major credit card as form of payment.

Here are some questions to ask your insurance company about your outpatient mental health benefits. It is important to know about your health coverage and therefore, common questions to be asked have been provided.

Patient Forms-Insurance Questions

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